ApprovalPrep reference
Plain-language definitions of the terms that come up in applications and underwriting, from letter of explanation to proof of income and verification.
Use this reference page to understand the language, method, and boundaries behind ApprovalPrep before choosing a kit.
Recommendation
These are the terms reviewers, lenders and leasing offices use, written out in plain language. Look a term up when it appears in a request, so you answer what was actually asked rather than what it sounded like.
Start my letterA short note that explains a gap, issue, or context in plain words.
Tools that help you prepare your own paperwork. They do not fix credit for you.
A packet with letters, checklists, and next steps for an application.
Free sample
The rules to read first and the fill-in letter frame from the Letter of Explanation Kit, as a 2-page PDF.
Sent. You can also open the sample now.
Next step
Your next step is simple: choose the letter or packet, fill in your truthful details, download it, review it, and send it yourself when you are ready.