Every paid product is a direct paid download. Pick one paid kit below; Stripe unlocks that kit's PDF guide and editable DOCX file. The named offerings listed inside each card are the tools covered by that kit. The $39 Letter of Explanation Kit includes all 9 explanation-letter templates listed in that card.
Pricing and kit selection
Pricing
Pricing helps you prepare for compare all kits with truthful details, organized supporting documents, and a clear next step before buyer decision becomes urgent.
Compare the kits by situation, not by confusion. The page is designed to help a buyer decide quickly without pretending one document fixes every problem.
Pricing first
Choose the kit that matches the paperwork pressure.
ApprovalPrep has 8 checkout products covering 50 named self-service tools, templates, checklists, and letter types. You do not buy 50 separate files; you choose the kit that contains the paperwork you need, or the Complete Bundle for the full library.
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9 explanation letters in one kit
Letter of Explanation Kit
You need one downloadable kit with multiple explanation-letter templates for credit, income, employment, address, rental, late-payment, bank-statement, life-event, or general application questions.
$39
9 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
$39 direct download: includes all 9 explanation-letter templates in the kit. The free Studio is optional and not required.
- credit explanation letter
- income gap explanation letter
- employment gap explanation letter
- address history explanation letter
- rental issue explanation letter
+ 4 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for work and income
Income + Employment Letter Kit
You need to explain work, income, job changes, or employment gaps.
$59
6 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- employment verification letter
- proof of income letter
- self-employment income letter
- job change letter
- gap in employment letter
+ 1 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for DIY credit letters
Credit Letter Kit
You want to prepare your own credit letters and follow-up steps.
$59
7 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- credit dispute letter
- late payment explanation letter
- goodwill letter
- pay-for-delete request letter
- debt validation letter
+ 2 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for rental applications
Rental Application Kit
You want your rental papers organized before you apply.
$129
9 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- apartment application checklist
- rental cover letter
- rental history explanation
- income explanation for renters
- employment verification request
+ 4 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for financing prep
Loan Prep Letter Kit
You need to explain documents before a loan or financing review.
$99
8 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- auto loan explanation letter
- mortgage explanation letter
- personal loan explanation letter
- income explanation letter
- credit explanation letter
+ 3 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for business funding prep
Business Funding Prep Kit
You need to organize business funding documents and explain business details.
$149
8 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- business loan explanation letter
- SBA document checklist
- business income explanation
- cash flow explanation
- bank statement explanation
+ 3 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best for everyday paperwork
Life Admin Letter Kit
You need simple letters or checklists for everyday paperwork problems.
$79
8 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- address verification letter
- proof of residency letter
- name/address explanation
- identity document checklist
- school/employer request letter
+ 3 more tools included
Opens secure Stripe checkout for this direct-download kit.
Best value
Complete ApprovalPrep Bundle
You want the full self-service ApprovalPrep library instead of buying one kit at a time.
$249
50 included tools bundled into this one checkout.
Direct paid download: after checkout, this kit unlocks a PDF guide plus an editable DOCX file with fill-in placeholders. Fill it yourself or use the optional browser-only Studio for a prefilled first-pass draft.
- credit explanation letter
- income gap explanation letter
- employment gap explanation letter
- address history explanation letter
- rental issue explanation letter
+ 45 more tools included
Opens secure Stripe checkout for this direct-download kit.
Compare kits
Compare by buyer situation.
| Product | Best for | Includes | Price |
|---|---|---|---|
| Letter of Explanation | One clear explanation letter | Letter structure, prompts, examples, self-review checklist | $39 |
| Income + Employment Letter Kit | Work, income, employment gaps, job changes | Employment verification, proof of income, self-employment, gap letters | $59 |
| Credit Letter Kit | DIY credit letters and follow-up | Dispute, goodwill, late payment, validation, follow-up letters | $59 |
| Rental Application Kit | Apartment and rental applications | Rental checklist, cover letter, income/rental history explanations | $129 |
| Complete ApprovalPrep Bundle | The full self-service library | Every current kit, checklist, guide, and letter packet | $249 |
All included offerings
50 named self-service tools organized into 8 paid checkout kits.
This is the full universe of named use cases. The Complete Bundle includes the full library; the smaller kits include the tools for that specific situation.
Letter of Explanation Kit
9 tools included
credit explanation letter
You need a self-service credit explanation letter you can prepare with truthful facts before you send your paperwork.
income gap explanation letter
You need a self-service income gap explanation letter you can prepare with truthful facts before you send your paperwork.
employment gap explanation letter
You need a self-service employment gap explanation letter you can prepare with truthful facts before you send your paperwork.
address history explanation letter
You need a self-service address history explanation letter you can prepare with truthful facts before you send your paperwork.
rental issue explanation letter
You need a self-service rental issue explanation letter you can prepare with truthful facts before you send your paperwork.
late payment explanation letter
You need a self-service late payment explanation letter you can prepare with truthful facts before you send your paperwork.
bank statement explanation letter
You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.
life event explanation letter
You need a self-service life event explanation letter you can prepare with truthful facts before you send your paperwork.
general application explanation letter
You need a self-service general application explanation letter you can prepare with truthful facts before you send your paperwork.
Income + Employment Letter Kit
6 tools included
employment verification letter
You need a self-service employment verification letter you can prepare with truthful facts before you send your paperwork.
proof of income letter
You need a self-service proof of income letter you can prepare with truthful facts before you send your paperwork.
self-employment income letter
You need a self-service self-employment income letter you can prepare with truthful facts before you send your paperwork.
job change letter
You need a self-service job change letter you can prepare with truthful facts before you send your paperwork.
gap in employment letter
You need a self-service gap in employment letter you can prepare with truthful facts before you send your paperwork.
bank statement explanation letter
You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.
Credit Letter Kit
7 tools included
credit dispute letter
You need a self-service credit dispute letter you can prepare with truthful facts before you send your paperwork.
late payment explanation letter
You need a self-service late payment explanation letter you can prepare with truthful facts before you send your paperwork.
goodwill letter
You need a self-service goodwill letter you can prepare with truthful facts before you send your paperwork.
pay-for-delete request letter
You need a self-service pay-for-delete request letter you can prepare with truthful facts before you send your paperwork.
debt validation letter
You need a self-service debt validation letter you can prepare with truthful facts before you send your paperwork.
credit report error checklist
You need a self-service credit report error checklist you can prepare with truthful facts before you send your paperwork.
credit bureau follow-up letter
You need a self-service credit bureau follow-up letter you can prepare with truthful facts before you send your paperwork.
Rental Application Kit
9 tools included
apartment application checklist
You need a self-service apartment application checklist you can prepare with truthful facts before you send your paperwork.
rental cover letter
You need a self-service rental cover letter you can prepare with truthful facts before you send your paperwork.
rental history explanation
You need a self-service rental history explanation you can prepare with truthful facts before you send your paperwork.
income explanation for renters
You need a self-service income explanation for renters you can prepare with truthful facts before you send your paperwork.
employment verification request
You need a self-service employment verification request you can prepare with truthful facts before you send your paperwork.
proof of income checklist
You need a self-service proof of income checklist you can prepare with truthful facts before you send your paperwork.
landlord follow-up letter
You need a self-service landlord follow-up letter you can prepare with truthful facts before you send your paperwork.
move-in document checklist
You need a self-service move-in document checklist you can prepare with truthful facts before you send your paperwork.
renter document packet
You need a self-service renter document packet you can prepare with truthful facts before you send your paperwork.
Loan Prep Letter Kit
8 tools included
auto loan explanation letter
You need a self-service auto loan explanation letter you can prepare with truthful facts before you send your paperwork.
mortgage explanation letter
You need a self-service mortgage explanation letter you can prepare with truthful facts before you send your paperwork.
personal loan explanation letter
You need a self-service personal loan explanation letter you can prepare with truthful facts before you send your paperwork.
income explanation letter
You need a self-service income explanation letter you can prepare with truthful facts before you send your paperwork.
credit explanation letter
You need a self-service credit explanation letter you can prepare with truthful facts before you send your paperwork.
bank statement explanation letter
You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.
loan document checklist
You need a self-service loan document checklist you can prepare with truthful facts before you send your paperwork.
lender follow-up letter
You need a self-service lender follow-up letter you can prepare with truthful facts before you send your paperwork.
Business Funding Prep Kit
8 tools included
business loan explanation letter
You need a self-service business loan explanation letter you can prepare with truthful facts before you send your paperwork.
SBA document checklist
You need a self-service SBA document checklist you can prepare with truthful facts before you send your paperwork.
business income explanation
You need a self-service business income explanation you can prepare with truthful facts before you send your paperwork.
cash flow explanation
You need a self-service cash flow explanation you can prepare with truthful facts before you send your paperwork.
bank statement explanation
You need a self-service bank statement explanation you can prepare with truthful facts before you send your paperwork.
business address verification
You need a self-service business address verification you can prepare with truthful facts before you send your paperwork.
use of funds explanation
You need a self-service use of funds explanation you can prepare with truthful facts before you send your paperwork.
lender follow-up letter
You need a self-service lender follow-up letter you can prepare with truthful facts before you send your paperwork.
Life Admin Letter Kit
8 tools included
address verification letter
You need a self-service address verification letter you can prepare with truthful facts before you send your paperwork.
proof of residency letter
You need a self-service proof of residency letter you can prepare with truthful facts before you send your paperwork.
name/address explanation
You need a self-service name/address explanation you can prepare with truthful facts before you send your paperwork.
identity document checklist
You need a self-service identity document checklist you can prepare with truthful facts before you send your paperwork.
school/employer request letter
You need a self-service school/employer request letter you can prepare with truthful facts before you send your paperwork.
benefits explanation letter
You need a self-service benefits explanation letter you can prepare with truthful facts before you send your paperwork.
utility/account explanation letter
You need a self-service utility/account explanation letter you can prepare with truthful facts before you send your paperwork.
general records request letter
You need a self-service general records request letter you can prepare with truthful facts before you send your paperwork.
Complete ApprovalPrep Bundle
50 tools included
credit explanation letter
You need a self-service credit explanation letter you can prepare with truthful facts before you send your paperwork.
income gap explanation letter
You need a self-service income gap explanation letter you can prepare with truthful facts before you send your paperwork.
employment gap explanation letter
You need a self-service employment gap explanation letter you can prepare with truthful facts before you send your paperwork.
address history explanation letter
You need a self-service address history explanation letter you can prepare with truthful facts before you send your paperwork.
rental issue explanation letter
You need a self-service rental issue explanation letter you can prepare with truthful facts before you send your paperwork.
late payment explanation letter
You need a self-service late payment explanation letter you can prepare with truthful facts before you send your paperwork.
bank statement explanation letter
You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.
life event explanation letter
You need a self-service life event explanation letter you can prepare with truthful facts before you send your paperwork.
general application explanation letter
You need a self-service general application explanation letter you can prepare with truthful facts before you send your paperwork.
employment verification letter
You need a self-service employment verification letter you can prepare with truthful facts before you send your paperwork.
proof of income letter
You need a self-service proof of income letter you can prepare with truthful facts before you send your paperwork.
self-employment income letter
You need a self-service self-employment income letter you can prepare with truthful facts before you send your paperwork.
job change letter
You need a self-service job change letter you can prepare with truthful facts before you send your paperwork.
gap in employment letter
You need a self-service gap in employment letter you can prepare with truthful facts before you send your paperwork.
credit dispute letter
You need a self-service credit dispute letter you can prepare with truthful facts before you send your paperwork.
goodwill letter
You need a self-service goodwill letter you can prepare with truthful facts before you send your paperwork.
pay-for-delete request letter
You need a self-service pay-for-delete request letter you can prepare with truthful facts before you send your paperwork.
debt validation letter
You need a self-service debt validation letter you can prepare with truthful facts before you send your paperwork.
credit report error checklist
You need a self-service credit report error checklist you can prepare with truthful facts before you send your paperwork.
credit bureau follow-up letter
You need a self-service credit bureau follow-up letter you can prepare with truthful facts before you send your paperwork.
apartment application checklist
You need a self-service apartment application checklist you can prepare with truthful facts before you send your paperwork.
rental cover letter
You need a self-service rental cover letter you can prepare with truthful facts before you send your paperwork.
rental history explanation
You need a self-service rental history explanation you can prepare with truthful facts before you send your paperwork.
income explanation for renters
You need a self-service income explanation for renters you can prepare with truthful facts before you send your paperwork.
employment verification request
You need a self-service employment verification request you can prepare with truthful facts before you send your paperwork.
proof of income checklist
You need a self-service proof of income checklist you can prepare with truthful facts before you send your paperwork.
landlord follow-up letter
You need a self-service landlord follow-up letter you can prepare with truthful facts before you send your paperwork.
move-in document checklist
You need a self-service move-in document checklist you can prepare with truthful facts before you send your paperwork.
renter document packet
You need a self-service renter document packet you can prepare with truthful facts before you send your paperwork.
auto loan explanation letter
You need a self-service auto loan explanation letter you can prepare with truthful facts before you send your paperwork.
mortgage explanation letter
You need a self-service mortgage explanation letter you can prepare with truthful facts before you send your paperwork.
personal loan explanation letter
You need a self-service personal loan explanation letter you can prepare with truthful facts before you send your paperwork.
income explanation letter
You need a self-service income explanation letter you can prepare with truthful facts before you send your paperwork.
loan document checklist
You need a self-service loan document checklist you can prepare with truthful facts before you send your paperwork.
lender follow-up letter
You need a self-service lender follow-up letter you can prepare with truthful facts before you send your paperwork.
business loan explanation letter
You need a self-service business loan explanation letter you can prepare with truthful facts before you send your paperwork.
SBA document checklist
You need a self-service SBA document checklist you can prepare with truthful facts before you send your paperwork.
business income explanation
You need a self-service business income explanation you can prepare with truthful facts before you send your paperwork.
cash flow explanation
You need a self-service cash flow explanation you can prepare with truthful facts before you send your paperwork.
bank statement explanation
You need a self-service bank statement explanation you can prepare with truthful facts before you send your paperwork.
business address verification
You need a self-service business address verification you can prepare with truthful facts before you send your paperwork.
use of funds explanation
You need a self-service use of funds explanation you can prepare with truthful facts before you send your paperwork.
address verification letter
You need a self-service address verification letter you can prepare with truthful facts before you send your paperwork.
proof of residency letter
You need a self-service proof of residency letter you can prepare with truthful facts before you send your paperwork.
name/address explanation
You need a self-service name/address explanation you can prepare with truthful facts before you send your paperwork.
identity document checklist
You need a self-service identity document checklist you can prepare with truthful facts before you send your paperwork.
school/employer request letter
You need a self-service school/employer request letter you can prepare with truthful facts before you send your paperwork.
benefits explanation letter
You need a self-service benefits explanation letter you can prepare with truthful facts before you send your paperwork.
utility/account explanation letter
You need a self-service utility/account explanation letter you can prepare with truthful facts before you send your paperwork.
general records request letter
You need a self-service general records request letter you can prepare with truthful facts before you send your paperwork.
Next step
Get your papers ready before you apply.
Your next step is simple: choose the letter or packet, fill in your truthful details, download it, review it, and send it yourself when you are ready.