Free checklist

Proof of Income Packet Checklist

A free proof of income packet checklist: pin down the exact request, gather real pay records, and make sure every figure matches before you send it.

What this page recommends

What belongs on your proof of income packet checklist?

  1. Your two most recent pay stubs, with year-to-date totals visible.
  2. Last year's W-2, or 1099s for any work paid as a contractor.
  3. Last year's federal return with all schedules, if you are self-employed.
  4. Three months of bank statements whose deposits match the income you are stating.
  5. A letter from your employer confirming your role, start date and current pay.
  6. Award letters for income that is not wages: benefits, pension, support.
  7. A one-page summary listing each source of income and its monthly amount.
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FAQ

Questions people ask about Proof of Income Packet Checklist

What mistakes should I avoid with Proof of Income Packet Checklist?

The biggest Proof of Income Packet Checklist mistakes: unsupported claims, mismatched dates or amounts, and unexplained attachments. Proof of Income Packet Checklist is a self-service preparation page. It helps you organize what happened, what proof supports it, what to avoid saying, and which ApprovalPrep kit or free tool may help next. It does not create documents for you, contact reviewers, or guarantee any approval outcome.

How should I prepare for Proof of Income Packet Checklist?

Prepare for Proof of Income Packet Checklist by clarifying the request, collecting real proof, drafting a short explanation, checking every date and amount, and saving a complete copy of what you send.

Trust boundary:

No fake documents, no credit repair, no legal or financial advice, no third-party contact, and no approval promise.

Data boundary:

ApprovalPrep does not store customer letter answers, completed drafts, uploaded documents, or personal application packets.